Terms of Service

1. Acceptance of Terms

By accessing or using Finly, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use the platform.

2. Description of Service

Finly is a financial literacy platform designed for teens. It provides interactive games, lessons, quizzes, leaderboards, and a virtual coins system to make learning about money management fun and engaging. Coins earned within Finly are virtual and have no real monetary value.

3. User Accounts

To use Finly, you must create an account. By creating an account, you represent that:

• You are at least 13 years of age
• You will keep your login credentials secure and not share them with others
• You will maintain only one account per person
• The information you provide is accurate and truthful

4. Acceptable Use

You agree to use Finly responsibly. The following actions are prohibited:

• Harassing, bullying, or threatening other users
• Cheating, exploiting bugs, or manipulating the coins or leaderboard system
• Using automated tools, bots, or scripts to access the platform
• Impersonating another person or creating fake accounts
• Posting or sharing inappropriate, offensive, or harmful content

5. Virtual Currency

Coins earned in Finly are entirely virtual. They have no real-world monetary value and cannot be exchanged, transferred, or redeemed for cash or any other form of currency. We reserve the right to adjust coin balances, point values, or the coins system at any time to ensure fairness and platform integrity.

6. Intellectual Property

All content on Finly — including games, lessons, quizzes, graphics, text, and software — is owned by Finly and protected by intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any Finly content without our prior written permission.

7. Limitation of Liability

Finly is an educational platform and is provided for informational purposes only. The content on Finly does not constitute professional financial advice. We are not liable for any financial decisions you make based on information learned through the platform. Finly is provided on an "as is" basis without warranties of any kind.

8. Termination

We reserve the right to suspend or terminate your account at any time if you violate these Terms of Service or engage in behavior that is harmful to other users or the platform. You may also delete your account at any time through your profile settings.

9. Changes to Terms

We may update these Terms of Service from time to time. When changes are made, the updated terms will be posted on this page with a new "Last updated" date. Your continued use of Finly after changes are posted constitutes your acceptance of the revised terms.

10. Contact Us

If you have any questions about these Terms of Service, please contact us at admin@finlyofficial.com.